Privacy Policy — Expense Tracker
Last updated: June 24, 2026
This Privacy Policy describes how the Expense Tracker app (“App”) handles your information.
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- Data We Collect
Data stored locally on your device:
• Groups, people, and expense records you create
• Profile names and photos you choose from your gallery
• App settings and preferences
This data is stored exclusively on your device using a local database and is never transmitted to our servers.
Currency exchange rates:
• The App fetches exchange rate data from the Croatian National Bank public API (api.hnb.hr) to perform currency conversions. No personal data is sent in these requests.
Advertising (Google AdMob):
• The App displays banner advertisements provided by Google AdMob.
• AdMob may collect device identifiers and usage data to serve ads. Please refer to Google’s Privacy Policy for details on how Google handles this data.
• The App requests READ_MEDIA_IMAGES permission only to allow you to set profile photos from your gallery. Images are stored locally and are never uploaded.
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- Data We Do NOT Collect
• We do not collect your name, email, or any account information.
• We do not have servers that store your expense data.
• We do not sell or share your data with third parties (beyond Google AdMob as described above).
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- Permissions Used
Permission Purpose
INTERNET Fetch currency exchange rates; serve ads
READ_MEDIA_IMAGES Allow you to pick a profile photo from your gallery
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- Children’s Privacy
The App is not directed at children under 13. We do not knowingly collect personal information from children.
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- Changes to This Policy
We may update this policy from time to time. Changes will be reflected on this page with an updated date.
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- Contact
If you have questions about this privacy policy, contact us at: kozo.technology@gmail.com